Mortgage Refinancing

We’ll bring options...and a smile to your face.

Go Rascal made our first home purchase much easier! They were super responsive, and very e...

Ryan C.

Scott and team at GoRascal were such a pleasure! They made the process so quick and easy ...

Christina R.

It was a pleasure doing business with this company. The bank that currently has my mortgag...

Richard H.

My refinance experience was very good. The whole process only took about 3 weeks! Harry an...

Wendy O.

The team at GoRascal was very helpful and knowledgeable about the refinance process. They ...

Temple K.

My husband and I just refinanced our home mortgage. We got a great rate and excellent, fa...

Patti G.

Harry is the man! Every business today needs to provide a superior service or you get dem...

Michael G.

Super easy, very transparent and flexible for those who work odd hours. Answering all ques...

Jordan S.

Great refinance on my home. All personnel were professional and helpful. The best refinanc...

Linda L.

The crew is so on top of every aspect of your loan and we get the funding a week before cl...

Kathy B.

In few words: professionalism, ethics, effectiveness.

Ross Averbuch

Scott did my refi, got me an awesome rate and was able to close in ~9 days. 5 stars again!...

Jeff

Great communicator. Always on top of things. Works at the same pace you do, will not keep ...

Kristel Arabian

Amazing experience.. from the ‘dreaming’ phase to the lower interest rate refinance one ye...

Bradley Hanan Carter

Scott and his team are amazing! Everyone I interacted with were extremely responsive, know...

Carrie Mauer

Scott and his team were knowledgeable, responsive, and worked hard to get the best rates f...

Rondil Gosine

Scott and his team are terrific!! Scott and his professional, extremely knowledgeable team...

Dan George

Excellent communication, great online technology and outstanding service.

Matthew Joseph

Best mortgage broker in the industry!! They have a very simple to use website for document...

Juin Yi Chin

I just wanna say that I am in the customer service industry and I am always trying to give...

Brian Nerger

Scott & his team are great partners in finding the right loan and following up on all deta...

Kim Cooper

Scott is very efficient , provides right information and very professional, clarifies any ...

Sunita Goli

Incredibly professional and easy to work with. Always quick to reply to questions and alwa...

Matthew Ellis

Scott Valins has helped me to buy my dream house. I am self-employed so it was not a simpl...

Norma Potros

Never in my 57 years has a company worked harder to deliver on a product. Scott Capital Gr...

Patrick B.

Great refinancing rate for 15 year mortgage, including doing a purchase CEMA. Everyone on ...

Dennis

Scott and his team acted swiftly on my re-fi, anticipating my wishes when the rate I had b...

Jordan Burchette

Personally, I also used him to re-fi my own primary residence and As a realtor, Scott and ...

Colt Maloney

Absolutely a great team to work with! The communication and transparency is what stands ou...

Nicks217

Great experience with Scott and his team!

Jamie Edelson

After exploring refinancing options with some "bigger name" companies, Scott was refreshin...

James Won

I can't recommend Scott and his team enough. True professionals that stick with you every ...

Matt Ellis

It was a pleasure to work with Scott and company. The process was very simple and modern. ...

Lovella Walker

Scott and his team were amazing in helping my family buy an investment property and refina...

Ben August

This is the second re-fi Scott has done for me, after having originally brokered the purch...

Jeff Lipschutz

Excellent service! Highly professional and fast acting. Gave me a better rate than any oth...

Peter Hynes

Always a good experience and fast transactions with Scott & his team! Creative solutions a...

Ronen Eitan

Very professional, quick turnaround and best rates!

Rosa Iturbides

Prompt and efficient! Pleasant people to work with.

Yvonne Schmitz

My refinance experience was very good. The whole process took about 3 weeks. Harry and the...

Wendy Ollari

Harry is the man! Every business today needs to provide a superior service or you get demo...

Michael Gibbons

It was a great experience working with Harry Bennett and Co. He was attentive to our needs...

Marc Randrianarivelo

Amazing service throughout the whole process. Although we ran into some hurdles, Harry and...

Joseph Lee

Harry & his team made our home-buying adventure a true success. They were proactive and re...

Kristina Lubofsky

Harry and his team did an excellent job for my home buyer. He made sure that every part of...

Edward Casanova

Harry, Brian, Maria and the rest of the team at GoRascal went above and beyond in servicin...

Constantina Williamson

I worked with Harry at GoRascal and must say this was the best experience I've ever had wi...

Vincent Spano

Harry Bennett and his team were amazing! All very friendly, professional and responsive. T...

Leslie Pelaez

Harry and the entire team were amazing. The process was painless and done so expeditiously...

Joe Russo

I am a highly satisfied customer of GoRascal for my home loan. They gave me low interest r...

Sundar Ram

Among everyone we encountered in our home buying process, the folks at GoRascal were consi...

Jeff Ho

Harry was great to work with fast responses and would ensure you understood every step of ...

Aaron B

I'm a first time homebuyer, so I decided to work with a mortgage broker after speaking to ...

troubadour92

I had a wonderful experience with GoRascal with my refinance. The rates were extremely low...

Winnie Bracco

Awesome, friendly and professional mortgage broker. Had to pleasure to work with them on m...

Wah Chan

After a very frustrating experience trying to get a loan with a major bank, I reached out ...

Justin Sullivan

The folks at GoRascal--specifically: Harry Bennett made refinancing my condominium easy an...

Elizabeth Terzakis

The most significant concerns arising in financial dealings with other persons are: Trust ...

Athanasios Karas

We are so grateful to Scott's team for their help in securing our first home mortgage! I s...

Gigi D'Souza

A Four-Legged Approach to the Best Solution

Here’s a simple roadmap to get your home refinanced.

1
Getting Acquainted

A few questions to get us started.

For You and Your Loan

Getting your personal loan options sorted out.

2
For You and Your Loan

Getting your personal loan options sorted out.

3
Overachieving Underwriting

The perfect rate, turnaround, and parameters hand-picked just for you.

Putting the Puppy to Bed

Closing docs made simple.

4
Putting the Puppy to Bed

Closing docs made simple.

A Number of Things that Set Us Apart

Available 24/7

Ready whenever you need us

99% Applicant Approval

On it whenever you need us.

Your Mortgage. In As Few As 8 Days

Access to lenders with industry-leading turn times and competitive rates.

A Track Record 20 Years Long

You want a guide who knows every twist and turn in the road.

Refinance

Why should you refinance your mortgage with GoRascal?

Did you know mortgage refinancing can help you save a lot of money in a short period? Paying off a home mortgage plan is exhausting, especially when your expenses have increased. In this case, opting for refinancing is a go-to solution. Homebuyers may prefer refinancing to reduce the cost and interest of their payments over time. Even during the pandemic, there was a surprising all-time low in refinance interest rates, resulting in a mortgage refinancing boom in the US. Therefore, it is usually always beneficial to refinance for better rates in lesser duration.

What is mortgage refinancing?

Suppose you purchase a home at a particular cost from a lender or broker and make a certain amount of down payment. You will now pay the rest of the amount in monthly installments at a particular interest rate. However, your finances are bound to change so that you can refinance your existing loan amount.

Mortgage refinancing is the method of replacing your existing loan with a new loan at a lesser interest rate. The basics of a home mortgage refinancing lie in the fact that you continue paying the loan like you were doing until now. The difference is that refinancing allows you to choose the mortgage on your preferred terms.

What are the benefits of home mortgage refinancing?

Refinancing replaces the debt of your old mortgage plan with a new one at a lesser cost. The benefits of refinancing a home mortgage are:

- Refinancing may offer a lesser rate of interest than your existing mortgage

- Monthly installments are reduced

- Decreases the duration of repayment

- It deducts the tax and allows loans against your home equity

How to refinance with the help of a mortgage broker?

When you opt for refinancing, choosing a lender is entirely your choice. Apart from selecting banks, hiring a mortgage broker is the safest and easiest way. A mortgage refinancing broker is a chord or mediator between the buyer and the lender.

A broker streamlines the process and offers the best mortgage refinancing plan according to your needs. They quickly present loan schemes of different lenders for mortgage refinancing at the best prices. Therefore, it is advisable to choose a broker if you’re not well acquainted with refinancing.

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