10 Things To Do After Closing On A Home
Now that you’ve been handed the keys and are scheduling move-in, you’re probably wondering, ‘now what?’ To help simplify your transition, here are 10 things you should do after closing on your new home.
Do I need to put 20 percent down to buy a home?
If you want to purchase a home, you may have heard that you need to put 20 percent down. Even though it is a good idea to put 20 percent down if you can, not everyone has this type of cash. Fortunately, even if you do not have 20 percent to put down on a house, there are ways for you to qualify for a home loan. Let’s take a look at your other options…
What are the benefits of holding a title in trust?
We strongly suggest you consider the benefits of a living trust, moving the title into the name of a trust when/if you have one in place. Unlike a living will, holding title in a trust can save you money, avoids probate court proceedings, provides you privacy, and can ensure your trustee takes control after you are unable to do so. Let’s dive in to the details!
Cash-Out Refinancing: All You Need to Know
A cash-out refinance is one of many ways a borrower can use their home’s equity as liquid cash to cover the cost of a large expense. If you have enough equity built up in your home, you may be eligible.
Conforming Loan Limits Increase in 2022
The FHFA recently announced that the conforming loan limit for 2022 will increase 18% – giving greater flexibility and access to borrowers nationwide.
Can I Buy a Home with Bad Credit?
If you have a bad credit score, you may have a difficult time qualifying for a mortgage through a traditional lender. There are still ways for you to buy a house even if you have bad credit.
Scott Capital Group is now GoRascal
I’m excited to let you know that we are entering a new chapter where we’ll very soon begin operating under a new name: GoRascal.
Can You Pay Your Mortgage with Bitcoin?
finally starting to pay attention to cryptocurrency. As a result, many people are jumping into the world of cryptocurrency for the first time. Even though there are many forms of cryptocurrency, one of the most popular is Bitcoin.
Primary and Secondary Investments
What’s the difference? When people talk about investments that they are purchasing on the market, they can be talking about multiple things. Let’s talk about the difference between primary and secondary investments.
15 vs. 30 Year Mortgages in 2022
Let’s weigh the pros and cons of 15 and 30 year mortgages and the long-term effects the length can have on your payments.
Student Loan Debt and Getting a Mortgage in 2022
Student loans can help you achieve your educational and career goals. Many factors determine whether or not you qualify for a mortgage. However, they do not need to stop homeownership dreams from becoming a reality.
All About Mortgage Closing Costs
If you are about to close on a mortgage, it’s important to understand mortgage closing costs. These fees can be confusing and complicated, but understanding them will help you make more informed decisions about your mortgage.